Protection planning

Protection answers our fundamental desire to keep safe things that we hold dear.

Choosing which specific types of insurance should be a priority for you can be a tricky task. We can’t predict what tomorrow may bring, but you can protect things you care about.

Providing protection cover in the various forms of life, critical illness and disability solutions is one of the fundamentals of our business.

Working with providers carefully selected by St. James's Place, we offer an extensive product range including:

  • Life Cover (including Term Assurance and Whole of Life) – can provide a tax-free lump sum to whoever you select by way of a Trust.
  • Critical Illness – provides a tax-free lump sum in case you are diagnosed with an illness such as cancer or suffer a heart attack.
  • Income Protection – that gives you a proportion of your income if you had to take time off work due to an accident or serious illness.
  • Employee Benefits
  • Private Medical Insurance

It can be hard to face life’s ‘what ifs’, but putting plans in place to help future-proof family finances can make a real difference to your peace of mind, and your financial wellbeing tomorrow.

These are just a selection of the solutions available. We would love to sit down with you and discuss your own personal circumstances, before tailoring a solution specifically for your needs.

The levels and bases of taxation and reliefs from taxation can change at any time and are dependent on individual circumstances.

Trusts are not regulated by the Financial Conduct Authority.

Got a question?

Do get in touch with us if you need a bit more information about these services, or any of our other financial planning advice.